This guide is written with MoneyWiz for Desktop in mind. Need one for Mobile? Click here!
When you connect an Online Banking account in MoneyWiz, you will see that it has downloaded some of your older transactions but not all of them. You might wonder why it didn't download more transactions or how to control how much it downloads. This article explains it all.
Connecting Online Banking to an empty account (no transactions)
If you're connecting Online Banking to an account that has no transactions (or creating a new account while connecting to Online Banking), MoneyWiz will download as much transactions as possible but usually within 30-90 days range. You cannot force it to download more transactions - that's how much data was possible for automatic extraction. From this point onwards, MoneyWiz will work to keep your data up to-date by downloading new transactions as they happen.
If you need more transaction history, you can export it from your bank and import into MoneyWiz manually.
Connecting Online Banking to an account with existing transactions
If the account you're connecting Online Banking to already contains some transactions, MoneyWiz will check for the transaction with the most recent date, set it as a starting point and only download transactions newer than this (the limits described above still apply).
This means that if you have a transaction with today's date, most likely no transaction would be downloaded upon connection (but the next day, once you have more recent transactions, they'll arrive as normal). This will apply even if you have just 1 transaction in your account - with today's date. In that case, it's better to remove that transaction and let MoneyWiz download your transaction history (keeping in mind the limits described above).
This is important to remember as MoneyWiz will not fill the blanks in your transaction history, if you have any. It'll look for the most recent transaction and download only the newer ones.